When the At-Fault Driver Doesn't Have Enough Insurance
Were you injured by a drunk driver with no car insurance? Was a family member hurt in a hit-and-run accident? Are you worried about how you will survive because the other driver's insurance doesn't even cover your medical bills or wage loss?
Although Missouri law requires drivers to carry basic liability insurance coverage on their cars, some drivers don't have any insurance. Other drivers don't carry enough insurance. When a driver or passenger suffers catastrophic injuries, such as a spinal cord injury or brain damage, in a car or truck accident, the other driver's insurance often doesn't come close to covering the losses.
If you've been hurt in a car accident with an uninsured driver or an underinsured driver, you may be entitled to money under your own insurance policy. To learn more about your right to uninsured or underinsured motorist's coverage, contact an attorney at our Kansas City law firm.
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At McCollum & Griggs, we understand the challenges faced by people after an accidental injury or death. That is why we work hard to alleviate as much stress as possible for our clients. Recovering from a serious injury is difficult enough without having to worry about accident and insurance forms, and protecting your legal rights.
Recovering for Accidents Caused by Uninsured Drivers
We explore all options for recovery of compensation when representing clients who were injured in traffic accidents with uninsured drivers. We also pursue claims for clients whose damages exceed the amount of the other driver's insurance.
A claim against your own insurance company for uninsured or underinsured motorists insurance is very similar to a claim against the at-fault driver. The issues of causation and damages are the same. Our attorneys have many years of experience successfully handling insurance claims and lawsuits for personal injury and wrongful death. We can help you with your claim for damages caused by an uninsured driver or a driver with only the minimum policy limits.
We understand the complicated rules about underinsured and uninsured motorist (UM/UIM) coverage, when you can collect, and when you can stack one or more of your policies to obtain even greater compensation. We have helped many clients successfully recover UM/UIM benefits from their own insurance company. Let us help you too.
Contact Us for a Free Case Evaluation
To schedule a free consultation with an experienced and caring lawyer, contact us today.
The Kansas City office of McCollum & Griggs is close to major highways and provides private, free parking. You are also welcome to make an appointment at our Liberty, Missouri, office. If you cannot meet us at our office, we will come to see you — anywhere, any time. Free consultation.
